The core law
The NYS Financial Aid Law, explained
Who qualifies, and how to ask your hospital for relief.
Coming soonResources
Plain-language guides you can use on your own.
Clear, plain-language guides for the bills we see most. Stuck? Reach out—a volunteer will walk you through it.
Hospital bills
How to apply for hospital financial aid
Step by step—what to gather, where to file, what happens next.
Coming soon
Ambulance
Ambulance bills
What to check before you pay—and how to push back.
Coming soon
Dental
Dental costs & debt
Where to find lower-cost care, and what to avoid.
Coming soon
Not a hospital bill?
Non-hospital & provider bills
Co-pays, deductibles, unbilled insurance—what to ask, and who else can help.
Coming soon
Your rights
Medical debt & your credit
It can’t touch your credit in New York. Know what collectors can’t do.
Coming soonTrusted partners & tools
Not us, but good people we point you to.
- Dollar For — a simple online tool to apply for hospital aid.
- Community Health Advocates — free help with bills and insurance.
- NYLAG — free legal help, including medical debt.
- Undue Medical Debt — buys and erases medical debt at scale.
- Brooklyn Public Library — hosts our clinics.